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From BGK — loans, guarantees and credits for SMEs and founders · checked 14 Nov 2026

Biznesmax Plus loan guarantee (BGK, FENG fund)

Gwarancja Biznesmax Plus

Rolling Guarantee Poland Permanent programme Bank Gospodarstwa Krajowego · FENG - Fundusz Gwarancyjny dla wzrostu i konkurencyjności przedsiębiorstw
Closes
No deadline
Funding per project
up to 2 500 000 EUR
Who can apply
Micro companies, SMEs, Startups, Large companies
Open to applicants from
Poland

What this call funds

BGK offers a free guarantee covering up to 80% of the principal of investment or working-capital loans from partner banks for micro, small and medium enterprises and mid-caps that meet innovation, eco-innovation or digital transformation criteria. Maximum guarantee amount is EUR 2.5 million, with optional interest subsidies (working capital) or capital-repayment subsidies (investment loans) of 10% to 20%. The page states no fixed application deadline; applications go through a partner bank.

innovationdigitalecoinnovationfinance
Read the full call text (opens in a new tab)

The call in detail

Funder
Bank Gospodarstwa Krajowego
Programme
FENG - Fundusz Gwarancyjny dla wzrostu i konkurencyjności przedsiębiorstw
Type
Guarantee, a permanent programme
Funding per project
up to 2 500 000 EUR
Total budget of the call
1 552 000 000 EUR
Funding rate
Up to 80% of eligible costs
Eligible applicants
Micro companies, SMEs, Startups, Large companies
Eligible countries
Poland
Startup relevance
High
Source
BGK — loans, guarantees and credits for SMEs and founders

Earlier rounds and changes

RecordedWhat changedDetails
14 Nov 2026 First listed here Already listed when the source was first read

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