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From BGK — loans, guarantees and credits for SMEs and founders · checked 14 Nov 2026

Preferential loan from the Inland Navigation Fund (FŻŚ)

Kredyt preferencyjny z FŻŚ

Rolling Loan Poland Permanent programme Bank Gospodarstwa Krajowego · Fundusz Żeglugi Śródlądowej (FŻŚ)
Closes
No deadline
Funding per project
up to 300 000 EUR
Who can apply
Micro companies, SMEs, Large companies
Open to applicants from
Poland

What this call funds

BGK offers preferential loans to Polish inland shipping operators to modernise vessels and fund restructuring projects, including environmental and safety improvements. Applicants must run a Polish-registered business in cargo transport, waterway maintenance, or passenger transport on vessels carrying more than 12 passengers. Loans carry a rate of 0.4 of the NBP rediscount rate, run up to 10 years, require at least 10% own contribution, and may be partly forgiven for cargo operators; aid is de minimis capped at EUR 300,000 over three years. No fixed deadline is stated; applications are handled in order of submission while funds last.

logisticstransportenvironmentmaritime
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The call in detail

Funder
Bank Gospodarstwa Krajowego
Programme
Fundusz Żeglugi Śródlądowej (FŻŚ)
Type
Loan, a permanent programme
Funding per project
up to 300 000 EUR
Funding rate
Up to 90% of eligible costs
Eligible applicants
Micro companies, SMEs, Large companies
Eligible countries
Poland
Startup relevance
Low
Source
BGK — loans, guarantees and credits for SMEs and founders

Earlier rounds and changes

RecordedWhat changedDetails
14 Nov 2026 First listed here Already listed when the source was first read

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